:root {
  color-scheme: light;
  --ink: #10201d;
  --muted: #5e6c68;
  --line: #dce5e1;
  --paper: #f7faf8;
  --white: #ffffff;
  --green: #0f5a49;
  --green-dark: #0b342f;
  --navy: #172840;
  --gold: #c49845;
  --mint: #e6f2ed;
  --shadow: 0 24px 70px rgba(16, 32, 29, 0.14);
  --radius: 8px;
  font-family:
    Inter, ui-sans-serif, system-ui, -apple-system, BlinkMacSystemFont, "Segoe UI", sans-serif;
}

* {
  box-sizing: border-box;
}

html {
  scroll-behavior: smooth;
}

body {
  margin: 0;
  background: var(--paper);
  color: var(--ink);
  font-size: 15px;
}

body.nav-open {
  overflow: hidden;
}

a {
  color: inherit;
  text-decoration: none;
}

img {
  display: block;
  max-width: 100%;
}

.site-header {
  align-items: center;
  background: rgba(247, 250, 248, 0.9);
  border-bottom: 1px solid rgba(220, 229, 225, 0.7);
  display: flex;
  gap: 24px;
  justify-content: space-between;
  left: 0;
  padding: 14px clamp(18px, 4vw, 56px);
  position: fixed;
  right: 0;
  top: 0;
  transition:
    background 180ms ease,
    box-shadow 180ms ease;
  z-index: 20;
}

.site-header.is-scrolled {
  background: rgba(255, 255, 255, 0.96);
  box-shadow: 0 12px 34px rgba(16, 32, 29, 0.08);
}

.brand {
  align-items: center;
  display: inline-flex;
  gap: 10px;
  min-width: 0;
}

.brand-logo {
  background: var(--white);
  border: 1px solid rgba(15, 90, 73, 0.15);
  border-radius: 6px;
  flex: 0 0 auto;
  height: 48px;
  object-fit: contain;
  padding: 4px;
  width: 64px;
}

.brand strong,
.brand small {
  display: block;
  line-height: 1.1;
}

.brand strong {
  font-size: 0.9rem;
}

.brand small {
  color: var(--muted);
  font-size: 0.7rem;
  margin-top: 4px;
}

.site-nav {
  align-items: center;
  display: flex;
  gap: 26px;
  font-size: 0.86rem;
  font-weight: 700;
}

.site-nav a {
  color: #31413d;
}

.site-nav a:hover,
.site-nav a:focus {
  color: var(--green);
}

.site-nav .nav-cta {
  background: var(--gold);
  border: 1px solid rgba(196, 152, 69, 0.62);
  border-radius: var(--radius);
  color: #111b18;
  min-height: 42px;
  padding: 0 16px;
  display: inline-flex;
  align-items: center;
}

.site-nav .nav-cta:hover,
.site-nav .nav-cta:focus {
  background: #d5aa59;
  color: #111b18;
}

.nav-toggle {
  background: transparent;
  border: 0;
  display: none;
  height: 42px;
  padding: 8px;
  width: 42px;
}

.nav-toggle span {
  background: var(--ink);
  border-radius: 999px;
  display: block;
  height: 2px;
  margin: 6px 0;
  width: 100%;
}

.hero {
  align-items: center;
  display: grid;
  min-height: 92svh;
  overflow: hidden;
  padding: 96px clamp(18px, 5vw, 72px) 76px;
  position: relative;
}

.hero-media,
.hero-overlay {
  inset: 0;
  position: absolute;
}

.hero-media img {
  height: 100%;
  object-fit: cover;
  width: 100%;
}

.hero-overlay {
  background:
    linear-gradient(90deg, rgba(10, 34, 29, 0.9) 0%, rgba(10, 34, 29, 0.72) 37%, rgba(10, 34, 29, 0.1) 75%),
    linear-gradient(0deg, rgba(10, 34, 29, 0.18), rgba(10, 34, 29, 0.18));
}

.hero-content {
  color: var(--white);
  max-width: 760px;
  position: relative;
  z-index: 1;
}

.hero-logo-card {
  background: rgba(255, 255, 255, 0.94);
  border: 1px solid rgba(255, 255, 255, 0.65);
  border-radius: var(--radius);
  box-shadow: 0 20px 60px rgba(0, 0, 0, 0.22);
  margin-bottom: 22px;
  max-width: 370px;
  padding: 12px 16px;
}

.hero-logo-card img {
  height: auto;
  width: 100%;
}

.eyebrow {
  color: var(--gold);
  font-size: 0.72rem;
  font-weight: 800;
  letter-spacing: 0.08em;
  margin: 0 0 16px;
  text-transform: uppercase;
}

.hero h1 {
  font-size: clamp(2.65rem, 6.4vw, 5.7rem);
  letter-spacing: 0;
  line-height: 0.96;
  margin: 0;
  max-width: 790px;
}

.hero-tagline {
  color: #e7c26f;
  font-size: clamp(1.05rem, 2vw, 1.6rem);
  font-weight: 800;
  line-height: 1.25;
  margin: 18px 0 0;
}

.hero-copy {
  color: rgba(255, 255, 255, 0.86);
  font-size: clamp(0.95rem, 1.45vw, 1.08rem);
  line-height: 1.65;
  margin: 24px 0 0;
  max-width: 620px;
}

.hero-actions {
  display: flex;
  flex-wrap: wrap;
  gap: 12px;
  margin-top: 34px;
}

.button {
  align-items: center;
  border: 1px solid transparent;
  border-radius: var(--radius);
  cursor: pointer;
  display: inline-flex;
  font: inherit;
  font-size: 0.88rem;
  font-weight: 800;
  justify-content: center;
  min-height: 48px;
  padding: 0 20px;
  transition:
    background 180ms ease,
    border-color 180ms ease,
    color 180ms ease,
    transform 180ms ease;
}

.button:hover,
.button:focus {
  transform: translateY(-1px);
}

.button.primary {
  background: var(--gold);
  color: #111b18;
}

.button.ghost {
  background: rgba(255, 255, 255, 0.08);
  border-color: rgba(255, 255, 255, 0.35);
  color: var(--white);
}

.intro-band {
  background: var(--white);
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  margin: 0 auto;
  max-width: 1120px;
  position: relative;
  width: calc(100% - 36px);
  z-index: 3;
  box-shadow: var(--shadow);
}

.stat {
  border-right: 1px solid var(--line);
  padding: 30px;
}

.stat:last-child {
  border-right: 0;
}

.stat strong {
  display: block;
  font-size: 1.12rem;
}

.stat span {
  color: var(--muted);
  display: block;
  margin-top: 8px;
}

.ticker-section {
  background: #ffffff;
  border-bottom: 1px solid var(--line);
  border-top: 1px solid var(--line);
  overflow: hidden;
  padding: 22px 0 26px;
}

.ticker-section p {
  color: var(--muted);
  font-size: 0.9rem;
  font-weight: 700;
  margin: 0 0 18px;
  padding: 0 clamp(18px, 5vw, 72px);
  text-align: center;
}

.ticker {
  overflow: hidden;
  position: relative;
  width: 100%;
}

.ticker::before,
.ticker::after {
  content: "";
  height: 100%;
  pointer-events: none;
  position: absolute;
  top: 0;
  width: clamp(36px, 9vw, 120px);
  z-index: 2;
}

.ticker::before {
  background: linear-gradient(90deg, var(--white), rgba(255, 255, 255, 0));
  left: 0;
}

.ticker::after {
  background: linear-gradient(270deg, var(--white), rgba(255, 255, 255, 0));
  right: 0;
}

.ticker-track {
  animation: ticker-scroll 26s linear infinite;
  display: flex;
  gap: 12px;
  padding-left: 12px;
  width: max-content;
  will-change: transform;
}

.ticker:hover .ticker-track {
  animation-play-state: paused;
}

.ticker-track span {
  align-items: center;
  background: #f7faf8;
  border: 1px solid rgba(15, 90, 73, 0.14);
  border-radius: var(--radius);
  box-shadow: 0 8px 20px rgba(16, 32, 29, 0.05);
  color: #22332f;
  display: inline-flex;
  flex: 0 0 auto;
  font-size: 0.82rem;
  font-weight: 800;
  min-height: 48px;
  padding: 0 22px;
  white-space: nowrap;
}

.ticker-track span::before {
  background: var(--gold);
  border-radius: 50%;
  content: "";
  height: 8px;
  margin-right: 10px;
  width: 8px;
}

@keyframes ticker-scroll {
  from {
    transform: translateX(0);
  }

  to {
    transform: translateX(-50%);
  }
}

@media (prefers-reduced-motion: reduce) {
  .ticker-track {
    animation-duration: 42s;
  }
}

.section {
  padding: clamp(70px, 9vw, 118px) clamp(18px, 5vw, 72px);
}

.split {
  display: grid;
  gap: clamp(34px, 5vw, 64px);
  grid-template-columns: minmax(250px, 0.72fr) minmax(0, 1.28fr);
}

.section-heading {
  max-width: 640px;
}

.section-heading.compact {
  margin: 0 auto 38px;
  text-align: center;
}

.section h2,
.contact-section h2 {
  font-size: clamp(1.75rem, 3.55vw, 3.25rem);
  letter-spacing: 0;
  line-height: 1.05;
  margin: 0;
}

.service-grid {
  display: grid;
  gap: 16px;
  grid-template-columns: repeat(2, minmax(0, 1fr));
}

.service-grid article {
  background: var(--white);
  border: 1px solid var(--line);
  border-radius: var(--radius);
  padding: 26px;
}

.service-grid h3,
.timeline h3,
.insight-panel h3 {
  font-size: 1rem;
  margin: 16px 0 10px;
}

.service-grid p,
.timeline p,
.insight-panel p,
.contact-copy p,
.site-footer p {
  color: var(--muted);
  line-height: 1.65;
  margin: 0;
}

.service-icon {
  border: 1px solid rgba(15, 90, 73, 0.22);
  border-radius: var(--radius);
  display: block;
  height: 48px;
  position: relative;
  width: 48px;
}

.service-icon::before,
.service-icon::after {
  content: "";
  position: absolute;
}

.service-icon.investment::before {
  background: linear-gradient(180deg, var(--green), var(--gold));
  bottom: 10px;
  height: 24px;
  left: 13px;
  width: 6px;
}

.service-icon.investment::after {
  border-bottom: 3px solid var(--green);
  border-right: 3px solid var(--green);
  height: 18px;
  right: 12px;
  top: 12px;
  transform: rotate(-38deg);
  width: 18px;
}

.service-icon.family::before {
  background: var(--green);
  border-radius: 50%;
  height: 16px;
  left: 8px;
  top: 12px;
  width: 16px;
}

.service-icon.family::after {
  background: var(--gold);
  border-radius: 50%;
  height: 18px;
  right: 9px;
  top: 18px;
  width: 18px;
}

.service-icon.realestate::before {
  border-bottom: 3px solid var(--green);
  border-left: 3px solid var(--green);
  height: 18px;
  left: 12px;
  top: 12px;
  transform: rotate(135deg);
  width: 18px;
}

.service-icon.realestate::after {
  background: var(--gold);
  bottom: 11px;
  height: 15px;
  left: 17px;
  width: 16px;
}

.service-icon.retirement::before {
  border: 3px solid var(--green);
  border-radius: 50%;
  height: 26px;
  left: 10px;
  top: 10px;
  width: 26px;
}

.service-icon.retirement::after {
  background: var(--gold);
  height: 14px;
  left: 23px;
  top: 15px;
  transform: rotate(42deg);
  transform-origin: bottom;
  width: 3px;
}

.service-icon.protection::before {
  border: 3px solid var(--green);
  border-radius: 22px 22px 18px 18px;
  height: 26px;
  left: 11px;
  top: 10px;
  width: 22px;
}

.service-icon.protection::after {
  background: var(--gold);
  height: 12px;
  left: 22px;
  top: 18px;
  width: 4px;
}

.process {
  background: var(--green-dark);
  color: var(--white);
}

.process .eyebrow {
  color: #e2bc69;
}

.timeline {
  display: grid;
  gap: 1px;
  grid-template-columns: repeat(4, 1fr);
  margin: 0 auto;
  max-width: 1120px;
}

.timeline article {
  background: rgba(255, 255, 255, 0.08);
  min-height: 230px;
  padding: 28px;
}

.timeline span {
  color: var(--gold);
  font-weight: 900;
}

.timeline p {
  color: rgba(255, 255, 255, 0.72);
}

.insights {
  display: grid;
  gap: clamp(34px, 5vw, 64px);
  grid-template-columns: minmax(260px, 0.8fr) minmax(0, 1.2fr);
}

.insight-panel {
  background: var(--mint);
  border-left: 5px solid var(--green);
  padding: clamp(26px, 4vw, 42px);
}

.insight-panel h3 {
  font-size: 1.18rem;
  margin-top: 0;
}

.check-list {
  display: grid;
  gap: 12px;
  list-style: none;
  margin: 26px 0 0;
  padding: 0;
}

.check-list li {
  color: #31413d;
  line-height: 1.45;
  padding-left: 28px;
  position: relative;
}

.check-list li::before {
  border-bottom: 2px solid var(--green);
  border-right: 2px solid var(--green);
  content: "";
  height: 12px;
  left: 4px;
  position: absolute;
  top: 3px;
  transform: rotate(42deg);
  width: 6px;
}

.contact-section {
  background: var(--white);
  display: grid;
  gap: clamp(34px, 5vw, 72px);
  grid-template-columns: minmax(260px, 0.85fr) minmax(300px, 1.15fr);
  padding: clamp(70px, 9vw, 118px) clamp(18px, 5vw, 72px);
}

.contact-copy > p {
  margin-top: 18px;
  max-width: 560px;
}

.contact-card {
  background: var(--paper);
  border: 1px solid var(--line);
  border-radius: var(--radius);
  display: grid;
  font-style: normal;
  gap: 8px;
  margin-top: 28px;
  padding: 24px;
}

.advisor-profile {
  align-items: center;
  border-bottom: 1px solid var(--line);
  display: flex;
  gap: 14px;
  margin-bottom: 6px;
  padding-bottom: 16px;
}

.advisor-profile img {
  aspect-ratio: 1;
  border: 3px solid var(--white);
  border-radius: 50%;
  box-shadow: 0 8px 22px rgba(16, 32, 29, 0.14);
  flex: 0 0 auto;
  height: 76px;
  object-fit: cover;
  object-position: center top;
  width: 76px;
}

.advisor-profile strong,
.advisor-profile span {
  display: block;
}

.advisor-profile span {
  color: var(--muted);
  line-height: 1.45;
  margin-top: 4px;
}

.contact-card a {
  color: var(--green);
  font-weight: 800;
}

.enquiry-form {
  background: #10201d;
  border-radius: var(--radius);
  box-shadow: var(--shadow);
  color: var(--white);
  display: grid;
  gap: 18px;
  grid-template-columns: repeat(2, minmax(0, 1fr));
  padding: clamp(22px, 4vw, 38px);
}

.enquiry-form label {
  color: rgba(255, 255, 255, 0.78);
  display: grid;
  font-size: 0.8rem;
  font-weight: 800;
  gap: 8px;
}

.enquiry-form input,
.enquiry-form select,
.enquiry-form textarea {
  background: rgba(255, 255, 255, 0.08);
  border: 1px solid rgba(255, 255, 255, 0.18);
  border-radius: var(--radius);
  color: var(--white);
  font: inherit;
  min-height: 48px;
  padding: 12px 14px;
  width: 100%;
}

.enquiry-form option {
  color: var(--ink);
}

.enquiry-form textarea {
  resize: vertical;
}

.enquiry-form input:focus,
.enquiry-form select:focus,
.enquiry-form textarea:focus {
  border-color: var(--gold);
  outline: 3px solid rgba(196, 152, 69, 0.22);
}

.full {
  grid-column: 1 / -1;
}

.form-note {
  color: rgba(255, 255, 255, 0.66);
  font-size: 0.8rem;
  grid-column: 1 / -1;
  line-height: 1.5;
  margin: 0;
}

.site-footer {
  align-items: center;
  background: var(--green-dark);
  color: var(--white);
  display: flex;
  gap: 28px;
  justify-content: space-between;
  padding: 26px clamp(18px, 5vw, 72px);
}

.site-footer div,
.site-footer span {
  display: grid;
  gap: 4px;
}

.site-footer span,
.site-footer p {
  color: rgba(255, 255, 255, 0.7);
}

.site-footer p {
  max-width: 720px;
}

@media (max-width: 900px) {
  .nav-toggle {
    display: block;
    position: relative;
    z-index: 30;
  }

  .site-nav {
    align-content: center;
    background: var(--green-dark);
    color: var(--white);
    display: grid;
    gap: 0;
    inset: 0;
    justify-content: stretch;
    opacity: 0;
    padding: 96px 24px 32px;
    pointer-events: none;
    position: fixed;
    transform: translateY(-8px);
    transition:
      opacity 180ms ease,
      transform 180ms ease;
  }

  .site-nav a {
    border-bottom: 1px solid rgba(255, 255, 255, 0.12);
    color: var(--white);
    font-size: 1.2rem;
    padding: 20px 0;
  }

  .site-nav .nav-cta {
    justify-content: center;
    margin-top: 16px;
    min-height: 50px;
    padding: 0 18px;
  }

  body.nav-open .site-nav {
    opacity: 1;
    pointer-events: auto;
    transform: translateY(0);
  }

  .split,
  .insights,
  .contact-section {
    grid-template-columns: 1fr;
  }

  .timeline {
    grid-template-columns: repeat(2, 1fr);
  }

  .intro-band {
    grid-template-columns: 1fr;
  }

  .stat {
    border-bottom: 1px solid var(--line);
    border-right: 0;
  }

  .stat:last-child {
    border-bottom: 0;
  }
}

@media (max-width: 620px) {
  .site-header {
    padding: 12px 16px;
  }

  .brand strong {
    font-size: 0.76rem;
  }

  .brand small {
    font-size: 0.62rem;
  }

  .brand-logo {
    height: 40px;
    width: 54px;
  }

  .hero {
    min-height: 88svh;
    padding: 96px 18px 72px;
  }

  .hero-overlay {
    background:
      linear-gradient(180deg, rgba(10, 34, 29, 0.92) 0%, rgba(10, 34, 29, 0.76) 60%, rgba(10, 34, 29, 0.5) 100%),
      linear-gradient(0deg, rgba(10, 34, 29, 0.25), rgba(10, 34, 29, 0.25));
  }

  .hero h1 {
    font-size: clamp(2.25rem, 11.5vw, 3.45rem);
  }

  .hero-logo-card {
    max-width: min(280px, 100%);
    padding: 9px 12px;
  }

  .hero-actions,
  .button {
    width: 100%;
  }

  .service-grid,
  .timeline,
  .enquiry-form {
    grid-template-columns: 1fr;
  }

  .ticker-track {
    animation-duration: 24s;
  }

  .ticker-track span {
    font-size: 0.74rem;
    min-height: 42px;
    padding: 0 16px;
  }

  .section,
  .contact-section {
    padding-left: 18px;
    padding-right: 18px;
  }

  .advisor-profile img {
    height: 64px;
    width: 64px;
  }

  .site-footer {
    align-items: flex-start;
    flex-direction: column;
  }
}